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Learn How To Understand All The Financial Jargon So You
Can
Borrow Money Responsibly |
What You Should Know BEFORE You Borrow Money
By Patty Baldwin and Lori Chambers
(About The Author)
Hands fisted, knuckles
white and angry tears pouring down her cheeks, Carol stormed
through her front door and headed straight for the telephone.
She tries to compose herself as she dials 911 to report her
car as stolen.
The 911 operator takes
her information and lets her know that an officer should be
there momentarily. When the officer arrives, he takes
her statement but also asks if there is any chance the vehicle
was repossessed.
Carol jerks her head
around at that question and tells the officer that she was 3
days late on her payment to a company that offers vehicle
title loans. But, she queries, "surely that couldn't be
the problem? It's only 3 days! Isn't there
supposed to be a grace period?"
The officer completes the
statement and suggests that she contact the company who gave
her the loan. After asking her to let the department
know if it was indeed repossessed he leaves.
Carol calls the company
and gets the bad news! Yes, just 3 days late and her
vehicle is repossessed. Yes, she can get it back but in
addition to the late payment she will have to pay the towing
charge, impound fee and a penalty fee.
This scenario sounds
pretty drastic, doesn't it? Well, think again.
It
happens every single day more times than you would believe!
Carol is not a "bad"
person. She did what all of us have probably had to do
on occasion. She had an emergency and she required some
quick cash. She is young, living on her own for the
first time and has yet to establish her credit worthiness.
There is an important
lesson to be learned by Carols' experience. Forewarned
is forearmed. Had she understood just how important it
was to make her payments in a timely manner she would have
done so.
Three days may sound
pretty drastic, but in this particular case it was in the
"fine print."
If she had a copy of
"What You Should
Know BEFORE You
Borrow Money," she would have had a clearer
understanding of what this type of lender expects. Had
she known, she may have gone elsewhere to borrow.
Payday loans are similar
to title loans in that they both charge inflated rates of
interest, and they are also ready to pounce with additional
charges whenever possible.
"What
You Should Know BEFORE
You Borrow Money,"
is designed to help folks who are not knowledgeable about the
"ins and outs" of borrowing.
Take a look at some of
the money borrowing tips you will learn:
-
When and why borrow money?
-
What type of loan do I need?
-
What you should know before you shop for
a lender.
-
How to apply for a loan.
-
Before you apply for a mortgage get the
facts
-
Cleaning up your credit.
If you are already
well-versed in all financial matters, this guide is probably
not for you. However, if you have no experience in
borrowing and are looking for some guidelines then this is
definitely just the primer you need.
It's also a great gift
for anyone you know who would like to learn the basics of
"Borrowing Money 101!"
Start off in the right direction .....
Within 3 minutes, you'll
get the collection of money borrowing tips as a
downloadable
PDF ebook, which you can study straight from
your computer, or print out to read anywhere
you please.
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What You Should Know BEFORE You Borrow Money
INSTANT DOWNLOAD |
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"What You Should Know BEFORE You Borrow Money"
as a sincere
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This money
borrowing tips
filled book has been created in PDF format. This
means the Digital Book can be viewed by most Operating Systems used on either PC or MAC. |
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P.S.
And don't forget that along with these money borrowing tips, you will also
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